Residual Value Insurance (RVI)

Our RVI Approach

Mitigating Depreciation Risk in Vehicle & EV Portfolios

AGW’s RVI programs protect vehicle owners, dealers, and financiers from unexpected drops in asset value — particularly valuable in electric vehicle (EV) and subscription-based models where future value is uncertain.

1. Who It’s For

  • Car leasing & rental firms.
  • EV manufacturers & importers.
  • Vehicle financiers & dealer networks.
  • Fleet and subscription providers.

2. What It Covers

  • Shortfalls between the guaranteed residual value (GRV) and the actual resale value at the end of lease or holding period.
  • Available for EVs, hybrids, ICE vehicles, and fleets.

3. Program Features

  • Custom risk modeling based on brand, model, and market trends.
  • Optional battery performance protection for EVs.
  • Optimized for resale via auction, trade-in, or direct-to-consumer.
  • 12–60 month terms depending on asset lifecycle.

4. Benefits to Businesses

  • Reduces provisioning and balance sheet exposure.
  • Enables aggressive leasing/resale pricing.
  • Supports new mobility products (subscription, shared ownership).
  • Increases lender confidence in EV portfolios.